No hard pulls · No personal guarantees · Up to $5M

Fuel Your Growth with Fast
and Flexible Funding

No minimum FICO—550+ OK. No personal guarantees. Get a decision in under 24 hours and access up to $5M.

Transparent terms · No prepayment penalties · Dedicated support
Business professional reviewing growth metrics

A Simple Path to Capital

1

Apply in Minutes

Complete a secure, streamlined form—no piles of paperwork.

2

Get Matched Instantly

We align your business with the right funding options.

3

Receive Funds Fast

Upon approval, capital can be available within 24 hours.

Why Businesses Choose Approval Guide

Faster Decisions

Streamlined reviews—often under 24 hours.

No Personal Guarantee

Protect your personal assets with business-only financing.

No minimum FICO—550+ accepted (soft inquiry).

Eligibility isn’t driven by your personal score.

Dedicated Support

Specialists who guide you through every step.

Professional business team
presentation of business growth metrics

A Funding Partner You Can Rely On

Flexible capital that helps you move faster—transparent terms and minimal friction from application to funding.

At Approval Guide, we align businesses with right-fit solutions so you can expand, innovate, and scale.

Flexible Financing, Built for Your Goals

1
Term Loans (2–10 Years)

Long-horizon capital for significant investments and growth.

2
Business Lines of Credit

Draw what you need when you need it—clear, transparent pricing.

3
Equipment Financing

Acquire essential equipment and keep production moving.

4
Purchase Order Financing

Cover production and delivery before your customer pays.

5
Invoice Factoring

Unlock cash tied up in accounts receivable.

6
Commercial Real Estate Loans

Buy or refinance income-producing properties.

7
Bridge Loans (3–24 Months)

Short-term capital to smooth timing gaps.

8
Debt Consolidation

Simplify multiple obligations into one manageable facility.

How We Compare

Feature
Other Lenders/Banks
APPROVAL GUIDE
Funding Speed
3–6 weeks
~48 hours
Impact on Credit
Hard inquiry may lower score
No impact—Soft inquiry only — 550+ FICO OK.
Collateral & Guarantees
Collateral & personal guarantees typical
No collateral or personal guarantees
Repayment Terms
Rigid schedules; prepayment penalties
Flexible—with no prepayment penalties
Eligibility Criteria
High personal FICO, extensive history
Business bank account; $10k+ monthly revenue
Application Experience
Heavy paperwork & in-person steps
Streamlined 5-minute online application
Decision Speed
Up to 6 weeks
Same-day decisions
Transparency
Opaque pricing; hidden fees
Clear pricing with no hidden fees
Support
Limited availability
Round-the-clock dedicated support
Counting cash beside a calculator and business documents

Qualify in Three Simple Steps

If the following apply, you’re already on track:

1
6+ months in business
2
$10k+ monthly revenue
3
550+ FICO Score.

Close but not exact? We’ll still explore options.

What Clients Say
About Approval Guide

Emma Brooks

Emma Brooks

Restaurant Owner

Approval Guide helped us cover inventory and payroll during a busy stretch. Clear terms and fast results—exactly what we needed.

Noah Wilson

Noah Wilson

Trucking Company Owner

From the first call to funds only took a few days. The process was straightforward, and the capital kept our trucks on the road.

Chloe Bennett

Chloe Bennett

Salon Owner

They set up a flexible line so we could add staff and new stations without slowing daily appointments. Friendly team and quick follow-through.

Mason Carter

Mason Carter

Construction Company Owner

Transparent pricing and no surprises. Approval Guide bridged a busy season so we could finish jobs on schedule.

Emma Brooks

Emma Brooks

Restaurant Owner

Approval Guide helped us cover inventory and payroll during a busy stretch. Clear terms and fast results—exactly what we needed.

Noah Wilson

Noah Wilson

Trucking Company Owner

From the first call to funds only took a few days. The process was straightforward, and the capital kept our trucks on the road.

Chloe Bennett

Chloe Bennett

Salon Owner

They set up a flexible line so we could add staff and new stations without slowing daily appointments. Friendly team and quick follow-through.

Mason Carter

Mason Carter

Construction Company Owner

Transparent pricing and no surprises. Approval Guide bridged a busy season so we could finish jobs on schedule.

Emma Brooks

Emma Brooks

Restaurant Owner

Approval Guide helped us cover inventory and payroll during a busy stretch. Clear terms and fast results—exactly what we needed.

Noah Wilson

Noah Wilson

Trucking Company Owner

From the first call to funds only took a few days. The process was straightforward, and the capital kept our trucks on the road.

Chloe Bennett

Chloe Bennett

Salon Owner

They set up a flexible line so we could add staff and new stations without slowing daily appointments. Friendly team and quick follow-through.

Mason Carter

Mason Carter

Construction Company Owner

Transparent pricing and no surprises. Approval Guide bridged a busy season so we could finish jobs on schedule.

Frequently Asked Questions

Fund Big Ambitions and Bigger Results

Whether you need $10,000 or up to $5,000,000, Approval Guide supports your growth with fast, scalable solutions.

Business dashboards and growth metrics

Check Your Eligibility in Minutes